Regardless of our planning and expectations, life has a way of throwing us unexpected curve balls. Divorce is never something that we plan for, so when it does happen, it is easy to feel unprepared. So, if you are in…
More Than Just A Mortgage Company
You are our priority. We take the time to get to know you, which helps us understand your needs and get you the right mortgage plan for your unique situation. We want you to leave us happy, and more knowledgable. Our team provides you with the education you need to make informed decisions toward your financial future, starting with your mortgage.
The Kardia Advantage
Our experienced team offers a new perspective to financial stability, taking into account all aspects of your financial life, analyzing that information, and processing it to provide you with financial options that will make it possible for you to achieve your financial goals while maintaining your lifestyle.
What We Offer

First-Time Home Buyers
One of the benefits of working with a mortgage broker is that we never offer one-size-fits-all solutions. Because every individual’s situation is different, we at Kardia Mortgages customize a… read more...

Mortgages For The Self-Employed
We find the best mortgage rates in Canada for self employed and entrepreneurs. With our special program your Canada mortgages are hassle free. It can be daunting to have someone poke around your… read more...

Mortgage Renewals
Working with Kardia Mortgages, you’re working with your local mortgage experts. This is far more effective than working with the banks due to our commitment to always having an eye out for the… read more...

Zero Down Payment
Can I Get a Mortgage with Zero Downpayment? Unfortunately, No. There are currently no approved programs in Canada that allow borrowers to secure mortgage financing for 100% of a property’s… read more...

New to Canada
Knowing how to apply for a mortgage in Canada as a newcomer is difficult. You need expert advice. Trust us to guide you through the process, and get you great rates. One of the great things about… read more...

Home Equity Lines of Credit
In order to get the best mortgage rates in Canada, you’re going to need someone in your corner who knows how to navigate the waters. Getting a home equity line of credit for clients is one of our… read more...
Testimonials
Recent Posts
As you approach the end of your mortgage term, it is important to begin the mortgage renewal process. Typically, mortgage terms last 5 years, however you should check to make sure you know when your term is coming to an…